| An e-service provided by the Social Development Bank, which enables low-income families to obtain a family loan to help them bear the costs and burdens of life | The citizen completes the required data to request a loan |
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| Premiums are collected through SADAD or by direct deduction from the employees salary through his agency | The application will be processed internally in the bank and the loan amount will be transferred to the citizens bank account |
| The applicants identity and date of birth are verified by the citizens data in the National Information Center | The system will determine an appointment for the citizen to send the required documents via mail |
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